Multi-currency — The currency is a fact about the record
Before this existed, RowFold took the currency symbol from the person reading — so a $300 deal rendered as £300 to a colleague in London. Not a different presentation of one amount: a claim about a different amount of money, with no conversion behind it and nothing on screen to indicate anything had changed.
So the currency now belongs to the data, resolved in this order: the cell's own currency, else the column's, else the workspace's — which defaults to whoever created the workspace, so it is right without anyone configuring it. What still belongs to the reader is number formatting: whether that amount reads 1,234.50 or 1.234,50. Everyone sees the same currency on the same record; only the punctuation follows the person.
Set a column's currency on its row in the schema editor, and a single record's on the cell itself — right-click a money cell and pick, or choose Follow the column to clear it again. A row only stores a currency of its own when it differs from its column's, so the ordinary case stores nothing at all.